Depositing Stock Certificates

You may generally deposit shares in your name into an Individual account titled the same name. Likewise, a certificate held jointly may be deposited into a Joint account with the same title. There are other situations in which shares may be deposited but will require additional documentation - see "Additional Certificate Documentation" below.

When sending in securities for deposit into your Firstrade account, please follow the guidelines below:

• Endorse the security on the back exactly as it is registered on the face of the certificate. All listed parties must endorse it.
• Include your account number (if known) and Social Security Number or Tax ID Number on the front of the Stock Certificate(s).
• Indicate Penson Financial (our Clearing Firm) as your Attorney to Transfer on the appropriate line on the back of the certificate(s). This means the securities are negotiable only by Penson Financial and can be mailed safely. On the reverse side of the certificate, insert the words "Penson Financial" in the blank space before the words "Attorney to Transfer."

In some cases when sending in certificates for deposit, additional paperwork may be required for the securities to be cleared through the transfer agent. For your protection as well as ours, when additional paperwork is needed, you can not sell the position until all of the paperwork has been processed.

Here are some instances where additional documentation may be needed:

• Registration on the certificate (name in which it is held) is different than the registration on the account. For example, you have a certificate registered in your name and would like to deposit it into a Joint account.
• The certificate is sent to us unsigned.
• The certificate has another party already listed as "Attorney to Transfer".

• We cannot accept deposits of stock certificates for OTCBB or Pink Sheet shares.
• We cannot accept deposits or transfers of stock certificates for shares priced under $0.10.
• For shares equal to or above 100,000 shares or market value equal to or above $200,000, you must complete a DSRQ questionnaire.
• We cannot accept restricted shares.
• We cannot accept deposits of stock certificates for non-U.S. (international) accounts.

For additional stock certificate verification, you can scan the front and back of your stock certificate and email service@firstrade.com.

For new accounts, please submit an Account Application with your certificate(s) and mail to: