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Margin Rates

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In addition to commission savings, we offer one of the lowest margin rates in the industry.
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| Balance |
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Rate Calculation |
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Rate as of 3/18/2008 |
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| $1,000,000+ |
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FBR - 0.75% |
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4.00% |
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| $500,000 ~ $999,999 |
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FBR + 0.50% |
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5.50% |
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| $250,000 ~ $499,999 |
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FBR + 1.25% |
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6.25% |
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| $150,000 ~ $249,999 |
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FBR + 1.75% |
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6.75% |
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| $100,000 ~ $149,999 |
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FBR +
2.00 % |
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7.00% |
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$50,000 ~
$99,999 |
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FBR + 2.50% |
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7.50% |
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| $0 ~ $49,999 |
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FBR + 2.75% |
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7.75% |

Firstrade's Base Rate (FBR) is 5%. Margin rates effective 3/18/2008. |

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We pay interest each day your account has a free credit balance as long as interest accrued is at least $1 per month. |
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| Cash Balance |
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Rate |
| < $25,000 |
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0.10% |
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| $25,000+ |
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0.25% |
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We reserve the right to amend our credit interest policy from time to time in response to changes in prevailing interest rates and other factors. Credit interest rates effective 3/18/2008.
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