<?xml version="1.0" encoding="utf-8"?><!--Generated by Screaming Frog SEO Spider 21.3-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://help.en-us.firstrade.com/category/9-funding-and-transfers</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/collection/1-help-center</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/8-login-security</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/ira</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/9-funding-and-transfers/2</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/729-crypto-trading</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/7-investing/4</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/7-investing/3</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/7-investing/2</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/65-international</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/7-investing</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/242-bank-transfers-and-funding</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/63-ira</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/247-options-trading</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/244-general</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/category/11-tax-season</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/99-may-i-open-an-account-if-i-am-a-resident-of-canada</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/98-what-should-i-know-about-w-8-ben</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/94-who-is-firstrades-clearing-firm</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/93-how-do-i-apply-for-margin-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/91-can-i-set-up-ach-electronic-transfers-with-my-local-bank-in-my-country</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/908-cma-visa-debit-card-is-expired-or-about-to-expire</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/905-firstradegpt-browser-requirements</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/902-how-do-i-transfer-securities-from-futu-moomoo-to-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/90-i-am-a-u-s-citizen-living-abroad-permanently-what-type-of-account-should-i-open</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/896-how-can-i-change-the-theme-of-the-firstrade-app</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/899-firstradegpt</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/893-t-1-settlement</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/890-firstrade-domains</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/89-what-do-i-need-to-open-an-international-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/884-what-happens-if-the-w-8ben-form-on-my-account-expires</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/887-fractional-trading</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/881-can-i-use-my-cma-debit-card-when-traveling</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/88-do-you-accept-applications-from-international-residents</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/878-how-can-i-determine-if-i-qualify-as-a-professional-user</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/874-how-do-i-update-my-investment-profile</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/87-when-am-i-required-to-begin-withdrawing-from-ira</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/869-how-do-i-activate-my-visa-debit-card</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/866-concentrated-margin-positions-requirement-update</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/865-firstrade-cryptocurrency-offering-service-change</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/863-why-does-firstrade-conduct-enhanced-due-diligence-edd</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/864-why-does-firstrade-monitoring-customer-account-activities-conduct-customer-due-diligence</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/86-can-i-withdraw-from-my-ira</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/859-which-market-venues-does-firstrade-route-orders-to</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/849-when-are-adjustments-made-to-option-contracts</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/85-can-i-convert-my-traditional-ira-into-a-roth-ira</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/856-does-firstrade-receive-payment-for-order-flow-from-routing-orders-to-market-venues</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/844-do-i-have-to-pay-crypto-taxes</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/843-large-trader-reporting-requirement</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/840-new-1446f-regulations</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/84-how-do-i-rollover-a-401k-to-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/837-can-i-transfer-funds-between-firstrade-and-money-transfer-services</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/836-custom-price-alerts</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/831-options-that-trade-until-4-15-pm-eastern-standard-time</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/83-what-does-net-yield-basis-stand-for</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/824-what-are-index-option-fees</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/821-which-option-trading-investing-strategies-do-you-provide</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/82-what-does-it-mean-if-a-bond-is-callable</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/80-can-i-trade-same-day-expiring-options</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/79-what-are-the-minimum-account-requirements-to-place-option-trades</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/77-why-didnt-i-receive-dividends-paid-out-by-a-stock-i-own</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/78-what-is-the-securities-lending-income-program</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/76-what-is-wash-trading</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/75-what-happens-if-i-sell-a-position-with-fractional-shares</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/73-can-i-trade-foreign-issued-securities-at-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/726-what-is-away-account-spoofing</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/723-what-is-the-390-professional-orders-rule</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/72-can-i-trade-otc-listed-penny-stocks-at-firstrade-if-yes-any-trading-restrictions</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/717-two-factor-authentication-2fa</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/714-updated-sec-rules-for-over-the-counter-securities</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/711-mobile-push-notification-automatic-price-alert</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/71-what-types-of-securities-can-i-purchase-through-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/708-expiration-exercise-and-assignment</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/703-stock-splits</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/697-can-i-transfer-assets-from-an-individual-account-at-another-firm-to-a-joint-account-at-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/691-can-i-transfer-assets-from-a-joint-account-at-another-firm-to-an-individual-account-at-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/690-can-i-transfer-stocks-from-a-stock-plan-account-or-espp-to-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/69-how-much-money-do-i-need-to-open-an-account-with-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/689-how-do-i-transfer-assets-from-a-transfer-agent-to-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/687-special-margin-requirements</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/688-how-do-i-transfer-to-firstrade-from-a-firm-outside-of-the-united-states</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/685-trading-in-fast-market-conditions</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/682-day-trading</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/68-does-firstrade-offer-any-account-protection</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/67-what-type-of-account-can-i-open-with-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/668-what-is-escheatment</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/632-why-is-my-cash-buying-power-different-than-settled-funds</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/630-what-are-the-benefits-of-a-custodial-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/629-how-do-i-set-up-mutual-fund-automatic-reinvestment</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/627-how-do-i-export-to-a-csv-file</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/625-why-is-my-international-account-pending</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/626-how-do-i-import-into-quicken</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/624-gt90-good-till-cancelled-90-days</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/623-where-do-i-find-foreign-taxpayer-identification-number-ftin</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/622-how-do-i-change-from-fifo-to-lifo</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/620-where-can-i-view-my-account-balances</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/619-how-do-i-add-or-remove-my-account-from-the-securities-lending-income-program</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/618-instant-buying-power</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/617-how-do-i-transfer-an-ira-out-from-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/616-closing-your-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/612-what-are-the-fees-for-wire-transfers</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/609-how-do-i-update-my-login-credentials-for-my-firstrade-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/58-what-is-a-wash-sale</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/57-how-do-i-import-my-1099-into-turbotax</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/56-why-do-some-of-my-positions-not-have-cost-basis-reported-on-the-1099</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/29-why-am-i-not-receiving-a-consolidated-1099</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/282-90-days-restriction-in-a-pattern-day-trader-pdt-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/281-day-trading-rule</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/280-what-is-margin-call</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/278-what-do-aon-opg-and-clo-mean</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/28-where-can-i-find-my-tax-documents</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/277-what-is-a-trailing-stop-order-or-a-trailing-stop-order</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/276-how-is-a-stop-order-different-than-a-stop-limit-order</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/274-what-is-good-faith-violation-gfv</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/275-90-days-restriction-in-a-cash-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/273-what-is-a-cash-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/271-how-do-i-change-the-name-on-my-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/27-when-will-my-tax-documents-be-ready</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/270-how-do-i-remove-margin</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/269-what-is-firstrades-pricing</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/268-how-do-i-place-an-extended-hours-trade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/267-how-do-i-enroll-in-drip</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/266-how-do-i-set-up-a-beneficiary</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/264-how-do-i-claim-my-wire-fee-rebate</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/265-how-does-the-account-transfer-rebate-work</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/256-what-is-a-margin-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/253-how-do-i-set-up-an-international-wire-transfer</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/255-how-do-i-upload-secure-documents</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/252-how-do-i-set-up-a-domestic-wire-transfer</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/250-how-do-i-link-a-bank-account-for-ach-transfer</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/251-when-will-my-deposits-become-available</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/249-how-do-i-apply-for-a-debit-card</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/245-how-do-i-link-multiple-accounts-together</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/234-what-is-schedule-k-1</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/232-i-made-a-2021-contribution-to-a-sep-ira-in-jan-2022-why-is-it-coded-as-a-2022-contribution</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/233-how-much-can-i-contribute-to-an-ira</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/230-market-holiday-schedule</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/226-what-kind-of-data-encryption-does-the-website-use</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/218-how-do-i-withdraw-funds-from-my-international-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/215-i-have-an-account-with-a-broker-in-my-country-can-i-transfer-my-u-s-securities-to-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/211-do-i-need-to-report-taxes-to-the-u-s-internal-revenue-service</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/206-can-international-accounts-file-a-beneficiary-form</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/201-why-have-i-started-receiving-printed-statements-and-confirmations</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/198-why-cant-i-sign-up-for-paperless-delivery</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/199-how-do-i-update-my-email-address-in-paperless-settings</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/188-what-types-of-investments-are-eligible-for-my-ira-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/187-what-is-the-acat-transfer-fee</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/184-what-types-of-retirement-accounts-does-firstrade-provide</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/183-what-is-my-tax-benefit-when-purchasing-a-municipal-bond</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/182-are-mark-ups-and-mark-downs-disclosed-on-fixed-income-securities-transactions</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/181-are-there-any-risks-for-certificate-of-deposits-cd</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/178-what-are-the-tax-implications-of-bonds</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/180-are-there-fixed-income-securities-that-protect-against-inflation</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/177-whats-the-difference-between-treasury-bills-bonds-and-notes</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/176-where-can-i-obtain-a-copy-of-the-characteristics-risks-of-standardized-options-also-known-as-the-options-disclosure-document-odd-and-the-supplement</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/174-what-is-the-options-penny-pilot-program</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/175-what-must-i-read-before-trading-options</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/173-in-what-price-increments-are-equity-and-index-options-quoted</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/172-what-happens-if-i-dont-exercise-my-options</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/171-how-do-i-request-a-do-not-exercise</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/170-how-do-i-exercise-my-option-contract</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/169-what-are-the-commissions-for-options-trading</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/168-why-am-i-not-allowed-to-write-uncovered-calls</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/166-how-do-i-apply-for-options-trading</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/155-what-is-a-mutual-fund</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/165-what-is-an-option</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/147-what-are-illiquid-fees</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/144-whats-the-difference-between-preferred-and-common-stock</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/143-i-received-a-proxy-statement-in-the-mail-what-should-i-do</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/141-why-is-the-opg-order-execution-price-different-from-the-opening-price</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/140-can-i-trade-warrants-or-rights</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/139-what-is-free-riding</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/138-trading-alerts-trading-due-diligence-questionnaire</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/136-what-are-illiquid-stocks</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/137-what-is-market-manipulation</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/135-what-is-trade-concentration</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/134-does-firstrade-pass-regulatory-transaction-fees-to-its-customers</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/133-what-are-hard-to-borrow-stocks-and-fees-and-when-are-those-fees-charged</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/132-my-positions-screen-says-other-for-security-type-or-my-stock-changed-its-name-symbol-how-do-i-sell-this-position</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/131-my-sell-order-was-rejected-for-insufficient-holdings-even-though-the-position-is-in-my-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/128-what-are-your-rules-on-ipos</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/129-why-is-my-account-restricted</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/126-is-there-a-fee-to-edit-or-cancel-my-order</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/122-what-types-of-orders-does-firstrade-accept</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/125-why-wasnt-my-limit-order-executed-when-it-traded-at-my-limit</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/120-what-is-fdic-sweep-program</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/119-how-do-i-add-a-trusted-contact-person</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/118-why-do-i-need-to-verify-my-mailing-address</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/117-how-do-i-nickname-my-accounts</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/114-what-happens-if-i-transfer-an-account-with-fractional-shares</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/115-are-there-any-restrictions-for-the-amount-of-funds-i-can-transfer-via-ach</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/113-how-do-i-reset-my-password</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/112-how-do-i-manage-my-paperless-settings</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/111-how-do-i-update-my-contact-information</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/110-how-firstrade-makes-money</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/109-what-interest-rate-do-you-pay-on-cash-balances</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/107-what-are-adr-pass-thru-charges</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/106-how-do-i-withdraw-funds-from-my-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/104-how-do-i-transfer-my-account-to-firstrade</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/102-how-do-i-deposit-funds-into-my-account</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
  <url>
    <loc>https://help.en-us.firstrade.com/article/100-how-do-i-send-check-deposits</loc>
    <lastmod>2025-01-28</lastmod>
  </url>
</urlset>