Rollover IRA

With a Firstrade Rollover IRA, you can consolidate your retirement savings and keep adding 401(k)s and other former employer sponsored plans over time.
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Open an IRA

Why choose a Firstrade Traditional IRA?

  • Step-by-step guidance from one of our IRA specialists
  • No account fees or minimum to open an account
  • Access to a wide range of investment options
  • $0 commission fees on online trades

Things to Know

Why choose a rollover IRA?
If you have money left in a former employer's workplace savings plan, you might want to consolidate your investments into a single account.
There are no opening, closing, or annual fees for Firstrade's rollover IRA.
Investment Options
We offer a full suite of investment choices with over 11,000 mutual funds, as well as stocks ETFs, options, and bonds.
  • All earnings and deductible contributions are taxable upon withdrawal
  • Penalties will be incurred if withdrawals are taken before age 59½ yrs., or if minimum withdrawals are not taken by April 1st of the year following the year age 72 yrs. is reached
  • Minimum distributions must begin at age 72 yrs.

More Information

Learn about the basics of retirement, from types of accounts available to taking minimum required distributions (MRDs).
Step-by-step guide on how to rollover an old 401(k) to Firstrade.