Terms & Conditions
The investment choices and services on the Firstrade Securities Inc. ("Firstrade") site are provided as general information only and are not intended to provide investment recommendations, tax, or legal advice. Under no circumstance is the information contained herein to be used or considered as an offer to sell or a solicitation of an offer to buy any particular investment.
The facts and information were believed to be accurate at time of placement on this web site. Product offers, rates, terms and other information provided herein are subject to change without notice. Firstrade, its agents, and its affiliated companies do not guarantee the accuracy or completeness of the information or make any warranties, expressed or implied, with regard to the results to be obtained from its use. You are solely responsible for evaluating the merits and risks associated with the use of any Content on the Web site before making any decisions based on such Content. You agree not to hold Firstrade or the Service and Information Providers liable for any possible claim for damages arising from any decision you make based on information made available to you through the Web sites.
Firstrade does not prepare, edit, or endorse Content from Service and Information Providers. Firstrade does not guarantee its accuracy, timeliness, completeness or usefulness, and is not responsible or liable for any content, advertising, products, or other materials on or available from third party sites. Use of the Content from Service and Information Providers is at your own risk. In the event of disputes or discrepancies, the English website content supersedes all other languages.
According to the rules and regulations application to exchanges and Service and Information Providers, quotes may be delayed twenty (20) minutes or longer. Neither Firstrade nor the Service and Information Providers make any representations, warranties or other guarantees as to the accuracy or timeliness of any price quotes. Neither Firstrade nor the Service and Information Providers make any representations, warranties or other guarantees as to the present or future value or suitability of any sale, trade or other transaction involving any particular security or any other investment.
Firstrade may make available links from a Firstrade web site to other, third party sites or electronic services providers that are not affiliated with Firstrade. Firstrade does not control these other sites or services, and Firstrade makes no representations or endorsements whatsoever concerning those sites or services. The fact that Firstrade has provided links to other web sites or references to other products, services or publications does not imply the endorsement, approval, authorization, sponsorship, or affiliation with respect to such web sites, products, services or publications by Firstrade, its agents or its affiliates. There are risks in using any information, software, service or product found on the Internet, and Firstrade cautions you to make sure you understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet. You agree that under no circumstances will you hold Firstrade liable for any loss or damage caused by use of or reliance on any content, goods or services available on other third party sites.
System response and access times may vary due to market conditions, system performance, and other factors. High volumes of trading and volatility may result in executions at prices significantly away from the price quoted or displayed at the time of order entry.
Firstrade maintains sophisticated systems and employs experienced personnel to receive and process your transactions over the Internet. Information processing and communications systems, both our own and those of third parties, are subject to occasional congestion, technological problems, or in extreme cases, outages. Beyond our proprietary systems, third party providers include market centers that execute orders and quote vendors. Failure of a critical system for a significant period of time could limit our ability to process transactions in a timely and accurate manner.
Trademarks and Copyrights
Certain names, graphics, logos, icons, designs, words, titles or phrases at this web site may constitute registered trade names, trademarks, service marks, or copyrighted material of Firstrade or other entities. The display of the above on pages at this web site does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission or other copying or modification of the above and/or the contents herein may be a violation of the law and could subject those engaging in such activities to legal action.
Revisions and Relation to other Agreements or Disclosures
Firstrade may revise the Terms and Conditions at any time, and you agree to be bound by future revisions. It is your responsibility to visit the link at the bottom of the Firstrade.com home page periodically to review the most current terms and conditions. If you have an account with Firstrade, your customer relationship with Firstrade is also governed by your account agreements. If there is any conflict between Terms and Condition and your account agreements, then your account agreements will govern. Firstrade may also offer other services from time to time that are governed by different or additional terms and conditions. Firstrade Services are subject to any disclosures or disclaimers found within the Firstrade Services.
Firstrade grants you a single, non-exclusive, non-transferable and limited personal license to access and use the Firstrade Services. This license is conditioned on your continued compliance with the Terms and Conditions.
Firstrade Services may make available to you a broad range of financial information that we obtain from Third Party Service Providers. This includes, but is not limited to, financial market data, quotes, news, analyst opinions, and research reports. Collectively, we refer to this as "Market Information." Firstrade does not endorse or approve Market Information, and we make it available to you only as a service and convenience. Firstrade and our Third Party Service Providers do not (1) guarantee the accuracy, timeliness, completeness or correct sequencing of Market Information, or (2) warrant any results from your use or reliance on Market Information. Market Information may quickly become unreliable for various reasons including, for example, changes in market conditions or economic circumstances.
You may not copy, distribute or redistribute the data, including by caching, framing or similar means or sell, resell, re-transmit or otherwise make the data retrieved from our services available in any manner to any third party. You may not store the data for the purposes of creating a historical database or historical data product. You may not use any of the data in connection with the issuance, trading, marketing or promotion of investment products (e.g., derivatives, structured products, investment funds, investment portfolios, etc. where the price, return and/or performance of the investment product is based on or related to the data) without a separate written agreement with us, the information service provider or third party, as the case may be, that has ownership rights to the data (e.g. Dow Jones & Company, Reuters, Thomson, etc.).
No Investment Advice or Recommendations
The Firstrade Services and content (including Market Information) are for information, education, and entertainment purposes only. Although Firstrade Services may provide information relating to investment approaches and opportunities to buy or sell securities, you should not construe any Market Information, features, tools or other content available through any Firstrade Service as legal, tax, investment, financial or other advice. Nothing contained in any Firstrade Service or any other content on our Web site constitutes a solicitation, recommendation, endorsement, or offer by Firstrade or a Third Party Service Provider to buy or sell any securities or other financial instruments.
You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any Firstrade Service before making any decisions based on Market Information or content contained in a Firstrade Service. In exchange for using Firstrade Services, you agree not to hold Firstrade or any Third Party Service Provider liable for any possible claim for damages arising from any decision you make based on information made available to you through any Firstrade Service.
Security of Data Transmission and Storage
Electronic communications (including wired and wireless) through the Firstrade Services may not be encrypted. You acknowledge that there is a risk that data, including e-mail, electronic and wireless communications and personal data, may be accessed by unauthorized third parties when communicated between you and Firstrade or between you and other parties.
Monitoring by Firstrade
Firstrade, its affiliates and agents are entitled, but not obligated, to review or retain your Communications. We and our Third Party Service Providers may monitor your Communications to evaluate the quality of service you receive.
Restrictions of Use
Except as otherwise permitted by Firstrade, no materials from the Firstrade Services or any site owned, operated, licensed or controlled by Firstrade may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on the Firstrade Services for non-commercial, personal use. If you do so, you agree to retain all copyright and other proprietary notices contained on the materials.
Modification, Suspension and Termination of Services
Firstrade reserves the right to modify or discontinue temporarily or permanently, a Firstrade Service (or any part thereof) with or without notice. You agree that Firstrade will not be liable to you or to any third party for any modification, suspension or discontinuance of a Firstrade Service. Please keep in mind that extended periods of inactivity may also result in cancellation of your enrollment in a Firstrade Service.
More complete information about a fund, including management fees and expenses, is contained in the prospectus, which can be obtained by contacting Firstrade. Please read the fund prospectus carefully before you invest or send money. Funds are neither FDIC-insured nor guaranteed by the U.S. Government and are not deposits or obligations of, or guaranteed by, any bank and are subject to market risk. This risk may cause the market value of the shares to fluctuate and the price you receive when the shares are sold may be higher or lower than when originally purchased.
Money Market Fund
The Money Market Funds offered by Firstrade are FDIC-insured. For every account FDIC will insure upto $250,000 before 12/31/2013 and $100,000 after 1/1/2014. More complete information regarding money market fund can be found on FDIC offical website. More complete information about the money market funds, including management fees and expenses, is contained in the prospectuses which can be obtained by contacting Firstrade. Please read it carefully before you invest or send money.
FINRA BrokerCheck Hotline
The Financial Industry Regulatory Authority, Inc. offers investors information and education through the FINRA BrokerCheck Hotline at 800-289-9999 and FINRA website at www.finra.org. Available is an investor brochure that includes information describing FINRA BrokerCheck.
For answers to other questions regarding the Disclaimer & Legal Information page, please email email@example.com or call 1-800-869-8800.