Retirement right-arrow Rollover IRA

Rollover IRA

With a Firstrade Rollover IRA, you can consolidate your retirement savings and keep adding 401(k)s and other former employer sponsored plans over time.

Ready to get started?

OPEN AN IRA

Why choose a Firstrade Rollover IRA?

  • Step-by-step guidance from one of our IRA specialists
  • No account fees or minimum to open an account
  • Access to a wide range of investment options
  • $0 commission fees

Things to Know

Why choose a rollover IRA? If you have money left in a former employer's workplace savings plan, you might want to consolidate your investments into a single account.
Fees We offer a full suite of investment choices with over 11,000 mutual funds, as well as stocks ETFs, options, and bonds.
Investment Options We offer a full suite of investment choices with over 11,000 mutual funds, as well as stocks ETFs, options, and bonds.
Withdrawals
  • All earnings and deductible contributions are taxable upon withdrawal
  • Penalties will be incurred if withdrawals are taken before age 59½ yrs., or if minimum withdrawals are not taken by April 1st of the year following the year age 72 yrs. is reached
  • Minimum distributions must begin at age 72 yrs.

More Information

Learn about IRAs
Learn about the basics of retirement, from types of accounts available to taking minimum required distributions (MRDs).

Considering a Roth IRA conversion?
See how a Roth IRA conversion might work for you.

How to rollover an old 401(k) to Firstrade
Step-by-step guide on how to rollover an old 401(k) to Firstrade.